We have all heard that depressing statement that a new vehicle depreciates in value the second you pull away from the dealership. I used to think that was an exaggeration until my friend got into a wreck in her Dodge Durango a week after she purchased it. The insurance wouldnt give her enough to cover buying a new one even though she was not at fault in the accident. She had to get an attorney and eventually she was able to get a new vehicle to replace it, but not without quite a circus taking place around the issue for a couple of months.
Buying a new vehicle is one expense that you have to consider very carefully. Those monthly payments can sure take a chunk out of your disposable income. You also have to consider the cost of license plates, insurance, gas, and regular maintenance on the vehicle. To helpClick here to continue reading
By Eric G. Jones On June 17, 2013 No Comments
At one time or another most of us have experienced wanting to purchase something but it just wasnt in our budget to do so. In most cases these items werent necessities but luxuries we definitely would have loved to own. One place to find great bargains on the items you want without spending a fortune is your local pawn shops.
A pawn shop is a place where individuals can take their items and exchange them for cash. They have a set period of time that the items will be kept. They have to repay the amount they got for the items along with a percentage that varies by state and local regulations.
If an individual takes their items to a pawn shop and doesnt return to pick them up by that deadline, then the owner of the pawnshop has the legal right to sell the items to the public. SinceClick here to continue reading
By Eric G. Jones On June 16, 2013 No Comments
Find Great Items at a Low Price by Going to Yard and Garage Sales
The saying that one mans trash is another mans treasure is one that we all find to be very true at one time or another. Many people clear out their unwanted items and then have a yard or garage sale. This is a great place to find items you want and need at bargain prices.
If you dont like the price on any given item at these sales you can ask them to lower it. Negotiating the selling price is a common practice for yard and garage sales. Should the seller not be willing to lower the price you can always ask them to take down your phone number and call you if the item doesnt sale for the price they want. You will find most people are willing to lower the price rather than risk theClick here to continue reading
By Eric G. Jones On June 15, 2013 No Comments
Most retailers understand the amount of competition they have out there, especially in larger towns. To help encourage customers to remain loyal to them they accept coupons for various products. One of the best uses of coupons is for purchasing grocery items you already use. Look for stores that offer you double or triple the face value of the coupon. Some stores only offer double and triple coupon values on specific days of the week so make sure you take advantage of them if at all possible. You will be amazed at how quickly this type of coupon system can help you slash your grocery bill.
It is very important that you make sure the store isnt inflating the prices on their items though because if they do you wont save much with the coupons. Dont be tempted to use a bunch of coupons in items you dont normally useClick here to continue reading
By Eric G. Jones On June 14, 2013 No Comments
Do you Really Save Money if you Purchase Items in Bulk?
With the continued cost of various items in our society the concept of buying in bulk is getting to be more common that ever. Yet many people question if they are really saving money or not. The answer to this question that yes you will save money when you purchase the right items in bulk. For example you really dont need to purchase a case of 200 light bulbs as that will last you for many, many years. On the other hand if you have a fairy large family or lots of guests on a regular basis you might consider buying toilet paper and paper towels in bulk.
Any item that you will use up in a short period of time is a good candidate for being purchased in bulk. There are many membership warehouses that offer bulk items that focusClick here to continue reading
By Eric G. Jones On June 13, 2013 No Comments
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of gear bargains to be found in dollar stores and discount stores if you look for the right items.
I give lots of cards to people, but they can cost $3 each at most retailers. I can find some great cards at discount stores for about $.50 each. They are still funny or pretty or sentimental in nature and I never feel like I had to settle for less than what I wanted to say.
Disposable items for a party are a great deal at discount stores. The cost of napkins, paper plates, cups, silverware, invitations, and tablecloths can really add up fast. Wrapping paper and gift bags areClick here to continue reading